Today, annual credit report application form is needed by a person when he needs to analyze his credit ratings. It is significant to reward the annual report due to several purposes the eminent among them is the revealing of identity robberies. It shows in fact the repayment design of a user towards the givers to which he owes cash.
The information in the credit report can be used by landlords, employees, banks and insurance agents in order to evaluate the application for housing, credit, employment or insurance. The individuals can be sure that the details included in the credit report can be up-to-date and accurate. People can do this by maintaining their credit. Monitoring the credit can be the best method to protect them from the identity theft. The FTC- Federal Trade Commission recommends that the customer need to check the credit report for free at least once in a year.