How to get Credit Report in Missouri
Residents of Missouri are entitled to a free copy of their credit report on annual basis. Under federal law, each of the three national credit bureaus are required to provide consumers one copy each year of their credit report, and this can be accomplished by visiting www.annualcreditreport.com.
Reports that consumers receive will not contain their actual score, rather only what has been reported. In order to obtain the score, the bureaus require a small, additional fee.
Individual Credit Report in Missouri
An individual in Missouri is allowed access to their credit report, at no charge, one time per year. Since 2005, the Attorney General has been proactive about urging all consumers to check their credit reports and ensure that all information being reported is current and accurate, thus leading to a reduction in identity theft as well as allowing Missourians an opportunity to dispute any inaccurate information that may be causing unnecessary side effects to their credit or borrowing ability.
Missouri Company Credit Check
Businesses that are registered with at least one the major business credit reporting bureaus such as Dun & Bradstreet, Equifax Business, Experian Business or Business Credit USA will be able to have their credit accessed. A business that wants to obtain its own credit check will have access to its scores once it has registered and paid the membership fees. A business credit report scores range from 1 to 100, and anything above 70 indicates a good standing.